Insurance quotes

[jeppesen.io]

2000$ a year no idea why so high.

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[jericbarg]

As well as living in Alabama. Good luck with that rate in CA...lol. Tho group discount on all of your rides def helps but man that still adds up!

I send State Farm Insurance about $19000 a year on all of our junk.

 

[Cov]

$238/mo for the Sahara

I hate all of you. Stupid NYC

This is USAA at 1k/1k deductible, parked in my own driveway at 30 years old, no points and barely 7k miles per year.
At least it's cheaper than the Mustang.

I remember barely paying $80 for full coverage when I use to work in Georgia.

 

[Shay.Bear]

Just got my USAA quote, comes in at $190 a month. Is this a good rate? The last car we paid insurance on was my g6 coupe several years ago and that was $105 a month so I’m not sure what I should be expecting with the JLU

 

[ResponsibleAdult]

I hate all of you. Stupid NYC

This is USAA at 1k/1k deductible, parked in my own driveway at 30 years old, no points and barely 7k miles per year.
At least it's cheaper than the Mustang.

I remember barely paying $80 for full coverage when I use to work in Georgia.

Man... That sucks.

On the plus side, you get to live in NYC.

 

[pickles61]

I hate all of you. Stupid NYC

This is USAA at 1k/1k deductible, parked in my own driveway at 30 years old, no points and barely 7k miles per year.
At least it's cheaper than the Mustang.

I remember barely paying $80 for full coverage when I use to work in Georgia.

Did you check other insurance companies? In in NJ and when I added my 18 year old and another car they doubled my insurance to $7,000 a year for 3 cars. I priced around and got it for more then 1/2 off with another insurance company. And NJ rates are high for insurance

 

[Cov]

Did you check other insurance companies? In in NJ and when I added my 18 year old and another car they doubled my insurance to $7,000 a year for 3 cars. I priced around and got it for more then 1/2 off with another insurance company. And NJ rates are high for insurance

It's all the same here in NYC. They will rape you regardless

 

[jlroman2]

Thanks for all the responses. I know this information is very individualized but it may or may not help other people give a rough estimate of what to expect. I was quoted at $130/month for full coverage with a $500 deductible with State Farm.

 

[FrankInNordale]

It's all the same here in NYC. They will rape you regardless

When I first got off active duty I got a quote from USAA it was higher than Progressive, so I went with Progressive. At the time I did not have any accounts with USAA. A few years later I decided to get it quoted again after having moved all my financial services over to USAA. The quote this time was less than what I was currently paying. There are some good discounts when you have multiple services. It may be worth looking into moving everything to USAA.

Personally, I love the fact that all my financials and insurance are in one place and when I connect via the internet they all come up on one page. Its great having everything in one place.

 

[Bearded_Dragon]

$53/month full coverage for me from Progressive.

 

[Cov]

When I first got off active duty I got a quote from USAA it was higher than Progressive, so I went with Progressive. At the time I did not have any accounts with USAA. A few years later I decided to get it quoted again after having moved all my financial services over to USAA. The quote this time was less than what I was currently paying. There are some good discounts when you have multiple services. It may be worth looking into moving everything to USAA.

Personally, I love the fact that all my financials and insurance are in one place and when I connect via the internet they all come up on one page. Its great having everything in one place.

Yup, I have EVERYTHING under USAA, and I love it. Claims have always been a breeze in the past for me with USAA.

 

[Redneck_Jedi]

Umbrella policy here. Got to CMA! Too many people driving by in &500k-$1m vehicles everyday to chance it.

So with Umbrella coverage...

Wouldn't it be possible to choose the bare minimum damage and bodily injury liability limits on the auto (and possibly home) insurance policy, and just let the umbrella policy cover any liability over what the auto policy would cover? If so, that sounds like it might come out cheaper.

 

[darylkeys]

So with Umbrella coverage...

Wouldn't it be possible to choose the bare minimum damage and bodily injury liability limits on the auto (and possible home) insurance policy, and just let the umbrella policy cover any liability over what the auto policy would cover? If so, that sounds like it might come out cheaper.

The umbrella policy holder would have underlying limits that you would need to meet before they will issue the policy.

 

[Redneck_Jedi]

The umbrella policy holder would have underlying limits that you would need to meet before they will issue the policy.

Ok, thanks.

 

[darylkeys]

The umbrella policy holder would have underlying limits that you would need to meet before they will issue the policy.

I am sorry, I semi worded this incorrectly.

The company you purchase an umbrella policy from will require you to have met their underlying limits on all policies before issuing an umbrella coverage for you. Meaning: You can't reduce your Homeowners, Auto, etc. to the lowest limits and buy a cheap Umbrella policy to cover it, as the Umbrella carrier will want you to have likely maximum or close to maximum limits, and then they will pickup the slack AFTER your underlying policies are tapped out.

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