I’m wondering about insuring my 2018 JLUR. I know my regular auto insurance will take care of collision, liability and comprehensive. My question really relates to off roading and any damage that would occur while you are on the trail. I’m assuming most normal policies don’t cover this but are there special riders you can add to a policy? A friend in my community in Arizona rolled his Wrangler a few years ago and totaled it! I want to have some insurance protection.