Had a wreck - is this fixable?!?

[kah.mun.rah]

If they do total it, see if you can buy it back after the fact.

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[SQTowelie]

Also, since yours has now been in an accident. Ask for a payment to help make up for the damages lost of yours being worth as much since it has been in an accident. As yours is now looked worse upon and worth less if down the road you sell it. Put in your value on KBB or similar and have no accident versus accident and see the difference.

 

[blnewt]

Also, since yours has now been in an accident. Ask for a payment to help make up for the damages lost of yours being worth as much since it has been in an accident. As yours is now looked worse upon and worth less if down the road you sell it. Put in your value on KBB or similar and have no accident versus accident and see the difference.

Yep, diminished value is real, main thing is getting you back on the road for the smallest hit to you at this point, good luck!

 

[knox]

This happened to my 2007 JK. AEV bumpers front and rear. Bus pushed me into suv. The frame horns were bent, repaired and it still drives great today. Just needed to add adjustable track bar for centered steering. That was almost 10 years ago. It's probably fixable, but really it amounts to what insurance companies do these days.

 

[gato]

Glad that she was hit on passenger vs her driver door and that everyone is OK.

I think your Jeep is worth more than $48K-$50K (depending on equipment) - but a Rubicon XR with <10K miles these days fetches a good barrel of $$$.

I'd say if the only structural/body damage is confined to the front of the frame rails and the shop feel confident in replacing both sides with no other body/frame repair, then it's worth keeping it, particularly if you plan to keep the Jeep a long time.

Else, if there are other bends in frame, and body repairs (beyond grill/fenders/bumper), it may be best to push for totaling it.

I say this mostly because you will be frustrated at how long it will take to line up all the components that need to be fixed and having the work schedule. Everything takes forever these days.

 

[wesjtx]

More pics. Confirmed it is just that front section of frame that is bent where it locks into main part of frame, rest all looks great. Front LCA is also buckled, so my only fear there is t-case and driveshaft. But still to get to $48-50k I think we are good.

 

[BullMoose1776]

In Texas, the decision to total a vehicle is if the cost to repair exceeds like 70-75% of the "total" value.

And you will be waiting months for parts, most likely, either way.

Frame damage, even just those front pieces, is a MASSIVE pain in the ass, and not worth the hassle to most, if any, insurance companies.

If you buy it from the Insurance company, rather than auction, expect to pay that full 75% of value...so about $37,500. You'll never sell it for that amount, as a branded title vehicle is almost worthless to 99% of the population. Needless to say, you'll never get a lender to give you the $ to buy it.

You do you, buddy, but I'd start removing all the crap I added and call up a dealer and place an order.

Wrecks suck!

 

[CorvZ061]

I doubt they'll total your Jeep over the damages shown. I was an adjuster for a long time and saw a lot worse get repaired. The only real concern is going to be parts availability, and the wait time for said parts as rentals cost money too. Frame horns can be straightened unless they're kinked and twisted. Pushed to 1 side is easily fixable.

 

[blnewt]

I'd check w/ Benny @AllMoparParts.com for that front frame section, he's really good about digging around to source parts for us. I'd also get those longer Mopar lift LCAs too since you're going to need a new pair and will get your caster to a better place

 

[AcesandEights]

Apparently Jeep has planned for this and actually built a way to fix it at a reasonable cost. The end of the framerail is 100% replaceable - this is a part straight from their catalog - PN 68383650AA - found this morning and realized its pretty cool how they do that! Will know more when it gets transported to shop, but this is looking better for it to be fixable.

It's been common practice for decades, but everyone freaks out because they don't know enough not to freak out. Frame damage is very often repairable.

 

[AcesandEights]

Also, since yours has now been in an accident. Ask for a payment to help make up for the damages lost of yours being worth as much since it has been in an accident. As yours is now looked worse upon and worth less if down the road you sell it. Put in your value on KBB or similar and have no accident versus accident and see the difference.

What's the difference today? What's the difference in ten years? If it is based on the value at time of sale, which one are you owed?

 

[blnewt]

What's the difference today? What's the difference in ten years? If it is based on the value at time of sale, which one are you owed?

I believe it's the value at the time of the accident. So if the accident diminished the value by $10k it's something that you'd have to negotiate w/ said insurance company, and this is a state by state thing AFAIK it's not every state that allows that.

 

[AcesandEights]

@blnewt You're right, it's state specific and dependent on insurance carrier and claim type (first/third-party).

My question was really rhetorical. Why would the insurance company owe you $10,000 for the value being lower if you're going to keep it ten years. Why wouldn't they owe you the difference between vehicles that are ten years old. Seems like if you sold it that day, yeah, but you weren't, and if that were the case, it'd be worth more repaired than a stock undamaged vehicle. I'm just sayin'...

BTW, all of the diminished value claims, any money paid out in claims in fact, are your premiums. So, how much more would you pay for an undamaged vehicle than one repaired to factory specs? Do you want your rates to go up to cover that additional claim value, does it really have value to you?

 

[The Last Cowboy]

I used to be a welder by trade. Removing that and welding a replacement in looks pretty straightforward. Didn’t realize that the front frame horns were modular.

 

[BigGreen]

Congrats on your new dedicated trail rig!
Total it out, buy it back and use the extra cash to pick up a high MPG beater.

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