Membrain
Well-Known Member
The dealership will have to pay a "charge back" fee if you do a quick refi... I save this option for those that try to screw me... this is why some say "you have to wait 90 days before you refi..." which is total BS, because you can refi ANY TIME YOU WANT!So my credit union told me to finance with the dealership and then a week later refinance with the credit union. My local credit unions refinance loans are actually cheaper than their loans if you do it right away. That way the dealership doesn’t get all Grumpy Gus on you.
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