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jmichael

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Anyone that’s ordered the leather seats option see it populated on their build sheets? It doesn’t ow on mine but it’s n my POC and the dealer said I’m good to go. The code for “I” shows “Black” but not 100% sure that counts as my black leather seat option.
 

rscott91

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Scott
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Just picked mine up from Mitch at Ourisman in MD, could not be happier with the entire transaction with him, took all of an 1hr and 1/2 not rushing, no pressure for extended warranties an absolutely no dealer badging.
 

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crackofdawn

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Did you take a hard inquiry/point drop getting pre-approved? I only se the regular application and don’t want to apply and it expire before I can scoop my Jeep.
Getting your credit checked for a loan can give a temporary point drop. Once you start getting preapproved you can do it multiple times with multiple banks and it will only affect your credit once (and only temporarily - for 30 days IIRC). I'm not really concerned with points drops, I rarely get loans for anything and my score is like 825-830 and the point drop for credit inquiries is usually ~10 (at least for me).

That being said, if your jeep is more than 45 days out you may want to wait. I don't know if I will get my jeep within the next 45 days - it will be close, but I wanted to get preapproved at 3.79% before the rates went up more (which they already have to 3.99 and probably another .25-.5 again soon). With luck, I can use the 3.79% from USAA to get the dealer to give me the same or better rate even if it falls after the USAA preapproval expires.
 

MayThe4x4BWU

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i am picking up my rubi tomorrow and the dealer financing was required.

6.34% is bananas with an almost 800 score. i need to refinance this as soon as the 91th day. holy crap!
This is the one thing that I've been dreading. My current bank has rates ranging between 5.55% and 6.91% for 2022 and 2023 MY loans. I wouldn't be surprised if it goes 7%+ by the time mine arrives ?
 

crackofdawn

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This is the one thing that I've been dreading. My current bank has rates ranging between 5.55% and 6.91% for 2022 and 2023 MY loans. I wouldn't be surprised if it goes 7%+ by the time mine arrives ?
Use a different bank, that bank is terrible if that's the loans they're peddling!
 

Opus

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Saw this morning that I am also now officially in the D1 club...

Jeep Wrangler JL 2023 Orders - Check in here D1
 

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Morrepe

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Navy Federal is how I'm financing. I'm sure there's some vets here but not all. Financing outside of those two is getting bonkers.
You don’t need to be a vet to be a member of Navy Federal
 

MayThe4x4BWU

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Use a different bank, that bank is terrible if that's the loans they're peddling!
Yeah, I was hoping to use my credit union this time around, but they aren't on my dealers "list". So I'm preparing "worst case" scenario financing options looking at the rates of some of the banks they've used.
 

Obi Wan

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Opus

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Congrats! If nothing else, you get to take a break from the venting thread. Right?
Yep. I might have to kick myself out eventually...
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