Sponsored

2023 Orders - Check in here

crackofdawn

Well-Known Member
First Name
Mike
Joined
Sep 21, 2022
Threads
20
Messages
116
Reaction score
123
Location
South Carolina
Vehicle(s)
2023 JLU Rubicon Xtreme Recon
Yeah, I was hoping to use my credit union this time around, but they aren't on my dealers "list". So I'm preparing "worst case" scenario financing options looking at the rates of some of the banks they've used.
I've never heard of a dealer having a list before. I don't think legally they can prevent you from using any bank you want to finance your vehicle.
 

Vulcaris

Well-Known Member
First Name
Nate
Joined
Jul 28, 2022
Threads
0
Messages
286
Reaction score
574
Location
Muskogee,OK
Vehicle(s)
Honda Civic, '23 Wrangler Willys(maybe)
You don’t need to be a vet to be a member of Navy Federal
Requirements :
Military active duty/reserves/veterans, DoD employees or contractors assigned to DoD installations, and family members of a member. Unless I'm missing something.
 

AFD

Well-Known Member
Joined
Oct 13, 2021
Threads
15
Messages
3,811
Reaction score
7,328
Location
Northeastern US
Vehicle(s)
2023 JL Rubicon (2DR/V6)
Anyone that’s ordered the leather seats option see it populated on their build sheets? It doesn’t ow on mine but it’s n my POC and the dealer said I’m good to go. The code for “I” shows “Black” but not 100% sure that counts as my black leather seat option.
My Rubicon build sheet from the tracker shows it..

Leather Trimmed Bucket Seats
Leather Wrapped Steering Wheel
Leather Wrapped Shift Knob
Leather Wrapped Park Brake Handle

Black is just the interior color option, iirc (versus tan). I wouldn't be concerned if it was a High Altitude or 392 that both come with leather standard, but as a missing option I'd be worried and would ask the dealer to look into it (and if missing, see if they can correct it before it's too late).

If you wanna post the URL of your preview image from the official Jeep tracker, I can see if I can figure out the order code and if that option is present.
 

Sponsored

Jean Genie

Well-Known Member
First Name
Jeana
Joined
Nov 19, 2020
Threads
0
Messages
99
Reaction score
187
Location
Maryland
Vehicle(s)
2021 White Willys, 2023 HVY Rubicon XR
Anyone that’s ordered the leather seats option see it populated on their build sheets? It doesn’t ow on mine but it’s n my POC and the dealer said I’m good to go. The code for “I” shows “Black” but not 100% sure that counts as my black leather seat option.
Same for me. *AL Leather trimmed bucket seats on my POC but not on the build trackers. I think I remember a discussion that the asterisk in the sales code was causing some issues. Maybe @NDRugby can confirm or correct if I misunderstood?
 

Vulcaris

Well-Known Member
First Name
Nate
Joined
Jul 28, 2022
Threads
0
Messages
286
Reaction score
574
Location
Muskogee,OK
Vehicle(s)
Honda Civic, '23 Wrangler Willys(maybe)
Yeah, I was hoping to use my credit union this time around, but they aren't on my dealers "list". So I'm preparing "worst case" scenario financing options looking at the rates of some of the banks they've used.
Huh. The dealership shouldn't care who transfers the cash, just that the transfer clears. That doesn't sound right.
 
  • Like
Reactions: AFD

AFD

Well-Known Member
Joined
Oct 13, 2021
Threads
15
Messages
3,811
Reaction score
7,328
Location
Northeastern US
Vehicle(s)
2023 JL Rubicon (2DR/V6)
Huh. The dealership shouldn't care who transfers the cash, just that the transfer clears. That doesn't sound right.
I'm reading "dealer's list" as "we don't want your bank's money, we want our bank's money" with a kickback for scoring them the loan.
 

newjeeper98

Member
First Name
Sam
Joined
Aug 31, 2022
Threads
0
Messages
20
Reaction score
36
Location
Detroit, Michigan
Vehicle(s)
15' Mustang, soon to be 23' Rubicon Unlimited
I'm reading "dealer's list" as "we don't want your bank's money, we want our bank's money" with a kickback for scoring them the loan.
That's pretty much what my dealer explained to me and he was very transparent about it which was cool. They have a list of loan providers they "partner" with and that's basically how they get paid. The loan provider basically "tips" them for the dealer getting them another sucker *ahem* I mean customer. He said it would be like you buying from a warehouse where it's sold at production cost vs buying from the store where they mark it up and sell for a profit. So you bring your own pre-approved financing that isn't on their list, they don't make that portion of profit so most will refuse to sell to you because they don't make anything off you and it wastes their time?‍♂
 

Sponsored

jmichael

Member
First Name
Jesse
Joined
Sep 20, 2022
Threads
0
Messages
22
Reaction score
9
Location
Colorado Springs
Vehicle(s)
2021 JTRD, 2007 JKU, 2023 JLURD (Ordered)
My Rubicon build sheet from the tracker shows it..

Leather Trimmed Bucket Seats
Leather Wrapped Steering Wheel
Leather Wrapped Shift Knob
Leather Wrapped Park Brake Handle

Black is just the interior color option, iirc (versus tan). I wouldn't be concerned if it was a High Altitude or 392 that both come with leather standard, but as a missing option I'd be worried and would ask the dealer to look into it (and if missing, see if they can correct it before it's too late).

If you wanna post the URL of your preview image from the official Jeep tracker, I can see if I can figure out the order code and if that option is present.
DM’d you.
 

Vulcaris

Well-Known Member
First Name
Nate
Joined
Jul 28, 2022
Threads
0
Messages
286
Reaction score
574
Location
Muskogee,OK
Vehicle(s)
Honda Civic, '23 Wrangler Willys(maybe)
That's pretty much what my dealer explained to me and he was very transparent about it which was cool. They have a list of loan providers they "partner" with and that's basically how they get paid. The loan provider basically "tips" them for the dealer getting them another sucker *ahem* I mean customer. He said it would be like you buying from a warehouse where it's sold at production cost vs buying from the store where they mark it up and sell for a profit. So you bring your own pre-approved financing that isn't on their list, they don't make that portion of profit so most will refuse to sell to you because they don't make anything off you and it wastes their time?‍♂
??? If you've put a deposit down on the vehicle, I assume they listed a few lenders you were likely to use when they took your deposit. Even if you used a completely different lender, you have the deposit. They have to sell it to you 1st. And where you get that $$ from isn't their business. This really sounds like complete BS. I'd contact corporate.
 

AFD

Well-Known Member
Joined
Oct 13, 2021
Threads
15
Messages
3,811
Reaction score
7,328
Location
Northeastern US
Vehicle(s)
2023 JL Rubicon (2DR/V6)
That's pretty much what my dealer explained to me and he was very transparent about it which was cool. They have a list of loan providers they "partner" with and that's basically how they get paid. The loan provider basically "tips" them for the dealer getting them another sucker *ahem* I mean customer. He said it would be like you buying from a warehouse where it's sold at production cost vs buying from the store where they mark it up and sell for a profit. So you bring your own pre-approved financing that isn't on their list, they don't make that portion of profit so most will refuse to sell to you because they don't make anything off you and it wastes their time?‍♂
Yeah, I can definitely understand them wanting to earn some money (and some of that should be passed along to the customer as a discount), but if someone wants to use their own credit union, they should at least find a bank on their list that can offer comparable rates. Otherwise, I guess it's just best to go along with their bank and then refinance as soon as possible (depending on the minimum amount of payment allowed/agreed upon).
 

jmichael

Member
First Name
Jesse
Joined
Sep 20, 2022
Threads
0
Messages
22
Reaction score
9
Location
Colorado Springs
Vehicle(s)
2021 JTRD, 2007 JKU, 2023 JLURD (Ordered)
My Rubicon build sheet from the tracker shows it..

Leather Trimmed Bucket Seats
Leather Wrapped Steering Wheel
Leather Wrapped Shift Knob
Leather Wrapped Park Brake Handle

Black is just the interior color option, iirc (versus tan). I wouldn't be concerned if it was a High Altitude or 392 that both come with leather standard, but as a missing option I'd be worried and would ask the dealer to look into it (and if missing, see if they can correct it before it's too late).

If you wanna post the URL of your preview image from the official Jeep tracker, I can see if I can figure out the order code and if that option is present.
Yeah, I hit the dealer immediately after it was confirmed and said there was no issue with the order because that’s what my POC had on it and that’s how the order was placed.
 

newjeeper98

Member
First Name
Sam
Joined
Aug 31, 2022
Threads
0
Messages
20
Reaction score
36
Location
Detroit, Michigan
Vehicle(s)
15' Mustang, soon to be 23' Rubicon Unlimited
??? If you've put a deposit down on the vehicle, I assume they listed a few lenders you were likely to use when they took your deposit. Even if you used a completely different lender, you have the deposit. They have to sell it to you 1st. And where you get that $$ from isn't their business. This really sounds like complete BS. I'd contact corporate.
Facts, luckily I talked to them about that before I put my deposit down and they don’t care where it comes from as long as the check clears? but a couple of the other dealerships I talked to before them said they would only sell to me under those lenders and I knew my rate would be high from them so I bounced
Sponsored

 
 







Top