Safelite question

[mgroeger]

They are considered "no-fault" claims which do not count towards premiums as individual incidents. I used to work in the repair industry and still know several insurance agents. and adjustors.

BULLSH*T

I got new insurance with a company and they pulled up my history. They started rattling off all of these claims and I said whoa wait what the heck are you talking about. Then we started dissecting them and I realized they were all window chip claims. I said those aren't claims they were just window chips. And she agreed and said they are no faults but they still show up and at the end of the day they go into the claims count. Well guess what... I had to pull a real claim for damage and they said yep, we are dropping you... you have too many claims for a window of time. Yep... those claims factor in somewhere along the line. If they didn't they wouldn't keep track of them.

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[Mifsuud]

BULLSH*T

I got new insurance with a company and they pulled up my history. They started rattling off all of these claims and I said whoa wait what the heck are you talking about. Then we started dissecting them and I realized they were all window chip claims. I said those aren't claims they were just window chips. And she agreed and said they are no faults but they still show up and at the end of the day they go into the claims count. Well guess what... I had to pull a real claim for damage and they said yep, we are dropping you... you have too many claims for a window of time. Yep... those claims factor in somewhere along the line. If they didn't they wouldn't keep track of them.

Please note the my original comment was specific to AZ. Not the State of LDS.
Nor did I state no-fault claims are not documented. I'll pray for you and your comprehension skills.

 

[BigRedRidinHood]

I bought that overlay, paid a tint guy to apply professionally OVER the Gorilla glass, still cracked. Cost to me was approximately $200 and useless

You have more experience than I do with this issue but I was talking about this particular company: https://www.getexoshield.com/products/diy-windshield-protection-film-ultra

I was considering them but now maybe not per your comment. I have also read that Gorilla Glass cracks as often as Mopar glass. Now I just stay away from big trucks on the highway until they pull over to the right.

And separately on this thread, insurance companies offer "Free Glass Replacement" in New York but they count it as an "incident". If you get three "incidents" they drop you. On this issue, I do have personal experience. I always replace the glass with cash and I do not take glass replacement with insurance coverage anymore.

 

[Upnarms]

Please note the my original comment was specific to AZ. Not the State of LDS.
Nor did I state no-fault claims are not documented. I'll pray for you and your comprehension skills.

That may technically be the case, but they'll never tell you your rate went up due to the glass claims. They'll say "rates in your area went up" which if true is probably in part to all the "free" windshield replacements. My neighbors car has a windshield replacement cost of $2000! At least that's what insurance gets billed. They aren't gonna eat that 3 times a year with no increase

 

[Cire]

So there is a company that makes a plastic overlay that is supposed to stop jeep windshield cracks. Needs two people to lay it on. I have not tried it but I like the concept. On an obvious note I just make sure that I leave a lot of distance between me and trucks carrying debris down the highway at high speeds. Seems to have help as I am only on my second windshield from Safelite.

I have had Racing Optics windshield protection for a while now and have not had any chips or cracks. I highly recommend using it. This is the same stuff Jeep used to sell as an aftermarket accessory in dealerships. It had three layers and I have not even used one after a year of seasons on it.

https://windshielddefense.com/product/jeep-wrangler-jl-windshield-defense/

I bought it online and took it to a nearby tint shop and had them install it. It is so clear that I forget I have it installed even after going through a commercial car wash many times a week.

 

[MitsJeep]

Hey
Unfortunately, I've become an expert with Safelite & 4 Windshield replacements
I can assure you whatever glass they use will be guarantee as quality as Mopar, without the willys decal.
I'm actually on Safelite glass currently. The previous 3 were the following
1) OEM Replacement, 2) Gorilla Glass, 3) Back to OEM, 4) Safelite
Btw> side note. Because Florida allows glass replacement under comprehensive, free
I didn't understand the insurance companies used those claims against me
Progressive wont insure me. So much for Flo....

Just experienced something similar under State Farm. They basically dropped my JLU due in part to a glass claim in 2022 and one 2 months ago. Needless to say, the next time it cracks, it's probably going to be paid for out of pocket even though my state also covers under comprehensive.

 

[Jay_NM]

It's not Safelite's glass - aftermarket or OE - that's the issue. It's their install that can really suck. We've had all kinds of problems with them not getting the windshield to seal all the way around in Jeeps.

A while back we started using a locally owned glass shop and they do great work, no issues with their installs. I might recommend checking one out in your area if you haven't already...

I’ve never had a problem with safelite windshield installations and they come to my house with a mobile can to do the work. It’s not safelite, it’s your locally run shop that’s the problem.

 

[NewbJLUOwner]

You have more experience than I do with this issue but I was talking about this particular company: https://www.getexoshield.com/products/diy-windshield-protection-film-ultra

I was considering them but now maybe not per your comment. I have also read that Gorilla Glass cracks as often as Mopar glass. Now I just stay away from big trucks on the highway until they pull over to the right.

And separately on this thread, insurance companies offer "Free Glass Replacement" in New York but they count it as an "incident". If you get three "incidents" they drop you. On this issue, I do have personal experience. I always replace the glass with cash and I do not take glass replacement with insurance coverage anymore.

Yep, I used a similar company that used a similar technology built into their "protective film" similar to that ridiculous liquid screen protector shit for cell phones that doesn't work
I paid $150 for the film itself, just front windshield and paid my buddy, who is also a professional tint guy, to install. Install is a breeze, I helped him. I even parked inside my garage to let the film "cure"
Btw> This was applied OVER my Gorilla Glass replacement OE Windshield
Approximately 3 months later, took a direct hit to top of windshield middle, cracked right down middle as well. Pissed off
I don't even want to mention the company, they refused a replacement
So, to beat a dead horse.....my learning experience with Jeeps & Front Windshields
Be prepared to replace, understand your insurance situation BEFORE placing a claim, and there is NOTHING man made to prevent this from happening again
Love my Jeep

 

[Bulletbill]

I’ve never had a problem with safelite windshield installations and they come to my house with a mobile can to do the work. It’s not safelite, it’s your locally run shop that’s the problem.

Safelite is what is causing many of your insurance claims for windshield replacement to be used against you. I used them once for a chip repair, they charged me a $100 deductible and charged my insurance over $500.

The independent shop I used charged me $290 for a full windshield replacement. See the problem? Safelite is ripping off insurance companies which is driving up rates.

 

[Upnarms]

Safelite is what is causing many of your insurance claims for windshield replacement to be used against you. I used them once for a chip repair, they charged me a $100 deductible and charged my insurance over $500.

The independent shop I used charged me $290 for a full windshield replacement. See the problem? Safelite is ripping off insurance companies which is driving up rates.

That isn't a safelite thing... it's all insurance replacements. And that's been happening for decades. The insurance companies dont seem to care either. Everyone knows the cash price is hundred less so why do these insurance companies not demand the cash price? In fact, they should get it even cheaper than the consumer based on the business they bring.

Here in AZ many of the places i would use in the past now ONLY do insurance jobs.

You ever hear those commercials for free dinners or cash back with an insurance replacement? Now you know where it comes from.

I think i need to get this over to a certain South African to look into...

 

[Wbino]

That isn't a safelite thing... it's all insurance replacements. And that's been happening for decades. The insurance companies dont seem to care either. Everyone knows the cash price is hundred less so why do these insurance companies not demand the cash price? In fact, they should get it even cheaper than the consumer based on the business they bring.

Here in AZ many of the places i would use in the past now ONLY do insurance jobs.

You ever hear those commercials for free dinners or cash back with an insurance replacement? Now you know where it comes from.

I think i need to get this over to a certain South African to look into...

Maybe you should buy a CyberTruck with its bullet proof glass.
You can also use it as a boat.

 

[Jeep Wick]

2021 JLUR with growing crack in the windshield. The current windshield is OEM (Safelite looked at repairing the crack and couldn’t since it went all the way to the edge, he pointed out it was not OEM). My insurance does not cover windshields. The quote from Safelite for their glass is approximately $400. Should I spend the extra $$ on the OEM glass - which they have not quoted yet - or will I be ok with their glass? I do not plan on going to the Gorilla Glass, it does not seem worth it.
Thanks!
Dave

They lifetime warranty their glass against defects. Obviously doesn't cover damage, but I would be fine with their glass.

 

[NWJeepr]

I’ve never had a problem with safelite windshield installations and they come to my house with a mobile can to do the work. It’s not safelite, it’s your locally run shop that’s the problem.

So you're saying the problem is.... Safelite. That's the name on their van, their building, and their invoice for the multiple instances of shoddy work.

 

[Upnarms]

So you're saying the problem is.... Safelite. That's the name on their van, their building, and their invoice for the multiple instances of shoddy work.

I've used safelite near me with good results. I think they do a better job in the shop than mobile. Got my TJ done there and they were the first, out of numerous companies over the years, to get the seal installed nice and flat. It was the best install I've seen.

Conversely, my JL came from the factory wth a bad install job that had wind whistling through the seal at high speeds.

It all comes down to the individual installer ultimately. Id find it hard to paint all safelites throughout the country with the same brush.

 

[Jay_NM]

Safelite is what is causing many of your insurance claims for windshield replacement to be used against you. I used them once for a chip repair, they charged me a $100 deductible and charged my insurance over $500.

The independent shop I used charged me $290 for a full windshield replacement. See the problem? Safelite is ripping off insurance companies which is driving up rates.

Allstate refers me to safelite and they repair chips a no cost to me. Allstate doesn’t hold chip repair against my policy because they would rather pay $25 for chip repair than several hundred dollars for windshield replacement.

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