You do have it insured in tour name, right?That would never fly. Vroom provided a rental. Me driving an unregistered vehicle that is not yet mine, is my choice and action. And all it takes is one cop, or one dingaling to be on their phone and cause a wreck or one deer to jump out. Not worth it, at all.
At that point I would assume the bank would want to sue. They don't have collateral for their loan until they have the title. I would work this through the bank.They are no longer issuing temp tag extensions because the state of TX is suing them and have received thousands in fines from other states. So other states where they have offices are not issuing either.
I do have a note, and they have reached out to Vroom with the same luck as me... crickets