Lease assistance

[Topless]

Hetes the most recent pricing info i feel like they are jerking me around

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[OINC]

There are calculators online that will give you the effective interest rate of a lease. Here's one:

https://www.calculator.net/lease-calculator.html

If you select fixed payment and put in the info from your statement (I used the net capitalized cost here), you'll see the effective interest rate is 4.877%:

https://www.calculator.net/lease-ca...nterestrate=3.33&cmonthlypay=394.94&x=93&y=20

ETA: you can also play around with the auto loan calculator to determine that, if you took a loan out at that rate with that payment, it would take ~149 months to pay it off and cost you 58,770.36 total, or 14,751.70 in interest, about 1/3 of which you'd pay over the four years of your lease.