New 2023 Recon

[AZpueblo]

Lending through the dealer is a great way to get a discount and you don't have to keep it! For example, my wife's '22 Durango had an extra 1500 discount to finance through the dealer (using Chrysler Capital). I didn't care what the rate was, cuz I had already arranged a 2.49% rate through my Credit Union. So I bought the Durango with the dealer financing, and as soon as I had the account number, sent the info to my CU and refinanced there. Never made a single payment to Chrysler. I also used it years ago, getting an additional $1000 off a Challenger for dealer financing, then simply flipped it to my CU within the month. I know the dealer may lose their commission for losing the loan, but hey, then offer me the same 2.49 rate, but they won't cuz they make money there too.
So, take the dealer financing deal, but have your own, better deal in your pocket and convert as soon as you get the new account number. Dealer may say "you have to keep it for 3 months" but that's BS too. My Credit union taught me this trick!

Sponsored

 

[marktgorman]

Lending through the dealer is a great way to get a discount and you don't have to keep it! For example, my wife's '22 Durango had an extra 1500 discount to finance through the dealer (using Chrysler Capital). I didn't care what the rate was, cuz I had already arranged a 2.49% rate through my Credit Union. So I bought the Durango with the dealer financing, and as soon as I had the account number, sent the info to my CU and refinanced there. Never made a single payment to Chrysler. I also used it years ago, getting an additional $1000 off a Challenger for dealer financing, then simply flipped it to my CU within the month. I know the dealer may lose their commission for losing the loan, but hey, then offer me the same 2.49 rate, but they won't cuz they make money there too.
So, take the dealer financing deal, but have your own, better deal in your pocket and convert as soon as you get the new account number. Dealer may say "you have to keep it for 3 months" but that's BS too. My Credit union taught me this trick!

Thanks, I will watch the rates the next month of so and go that route. If I pay interest for a month or two, I can eat that to save in the long run.

 

[No IFS]

The XR package is discontinued or on hold. There’s a dozen threads on it.

 

[marktgorman]

The XR package is discontinued or on hold. There’s a dozen threads on it.

I was reading about that. This one is in stock on the lot. I am curious if it was discontinued or just on hold and what was the reason.

Sponsored