From what I've read is that 5ch is good for convenience but it'll struggle to push the speakers and subs, 4 channel + a mono amp will be enough for speakers and sub respectively but you're sacrificing space.It looks like it would be cheaper to buy a 5 channel amp for 4 speakers and a sub as opposed to a 4 channel amp and a powered sub. What's the down side of going with a 5 channel amp?