Best Financing

[jeepin]

What is the best financing you are finding? Obviously, it is probably credit unions.. but which ones? Thanks!

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[lagunajim]

PenFed Credit Union, currently top-tier rate 3.49% 60 months, requires $17 donation plus $5 on deposit.

 

[Redneck_Jedi]

What is the best financing you are finding? Obviously, it is probably credit unions.. but which ones? Thanks!

AAA is currently offering 2.84% with Auto Pay for 60 months, with a vantage score of 791 or higher. So far, they are the lowest rates I have found.

 

[lagunajim]

Which AAA is that? Florida?

 

[Redneck_Jedi]

Which AAA is that? Florida?

AAA South; It covers FL, GA, TN and a few other states. TX may have their own AAA site though.

 

[Shenanigans]

How long of a loan do you want is the question you need to answer first.

 

[jeepin]

How long of a loan do you want is the question you need to answer first.

Good point, 72 months at the moment

 

[TXRubicon]

Primeway FCU had 2.74 last month on 72 but the new rate sheet has raised them quite a bit to 3.95%

 

[RubenZ]

I actually got a good rate through STATE FARM. I didn't finance a lot as I put 21k down. but for the amount I financed I got 3.8. but if you finance with little down they have as low as 3.4 I believe. It was lower at 2.9 just a few months back. Rates are going up.

https://www.statefarm.com/finances/banking/loans/vehicles

 

[jeepin]

Got 3.59 for 72 from the dealership; not too terrible considering other rates I've seen

 

[Chocolate Thunder]

Got 3.59 for 72 from the dealership; not too terrible considering other rates I've seen

Which dealership and what finance company please?

 

[RubenZ]

Got 3.59 for 72 from the dealership; not too terrible considering other rates I've seen

Thats pretty good honestly. I'd just stick with them. I doubt you'll find something lower in this market right now.

 

[jeepin]

Which dealership and what finance company please?

mac haik jeep in Georgetown. Not sure the financing company yet as I haven't made it down there to sign he just told me my rate.

 

[Chocolate Thunder]

mac haik jeep in Georgetown. Not sure the financing company yet as I haven't made it down there to sign he just told me my rate.

Would you mind updating with that information when you find out please? PrimeWay FCU was at 1.95% up to 60 months and 2.74% for 61-72. They hiked them a point and 1.25 points respectively at the beginning of November. I doubt they can match a lower rate so I may check out your source for a half point lower.

 

[jeepin]

Would you mind updating with that information when you find out please? PrimeWay FCU was at 1.95% up to 60 months and 2.74% for 61-72. They hiked them a point and 1.25 points respectively at the beginning of November. I doubt they can match a lower rate so I may check out your source for a half point lower.

Sure, will do

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