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cedxc2005

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Can you write off the interest on your federal student debt on your taxes?

That’s one saving grace here...
Nope. I'm in the welfare gap. My income is too high. (Not meant to be a boast!)
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JEEPJL

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What do you guys think??

FUTURE PREDICTIONS:
In 1998, Kodak had 170,000 employees and sold 85% of all photo paper worldwide. Within just a few years, their business model disappeared and they went bankrupt. What happened to Kodak will happen in a lot of industries in the next 10 years - and most people don't see it coming. Did you think in 1998 that 3 years later you would never take pictures on paper film again? Yet digital cameras were invented in 1975. The first ones only had 10,000 pixels, but followed Moore's law. So as with all exponential technologies, it was a disappointment for a long time, before it became way superior and got mainstream in only a few short years. It will now happen with Artificial Intelligence, health, autonomous and electric cars, education, 3D printing, agriculture and jobs. Welcome to the 4th Industrial Revolution. Welcome to the Exponential Age.

Software will disrupt most traditional industries in the next 5-10 years.
Uber is just a software tool, they don't own any cars, and are now the biggest taxi company in the world. Airbnb is now the biggest hotel company in the world, although they don't own any properties.

Artificial Intelligence: Computers become exponentially better in understanding the world. This year, a computer beat the best Go player in the world, 10 years earlier than expected. In the US, young lawyers already don't get jobs. Because of IBM Watson, you can get legal advice (so far for more or less basic stuff) within seconds, with 90% accuracy compared with 70% accuracy when done by humans. So if you study law, stop immediately. There will be 90% fewer lawyers in the future, only specialists will remain. Watson already helps nurses diagnosing cancer, 4 time more accurate than human nurses. Facebook now has a pattern recognition software that can recognize faces better than humans. By 2030, computers will become more intelligent than humans.

Autonomous Cars: In 2018 the first self-driving cars will appear for the public. Around 2020, the complete industry will start to be disrupted. You don't want to own a car anymore. You will call a car with your phone, it will show up at your location and drive you to your destination. You will not need to park it, you only pay for the driven distance and can be productive while driving. Our kids will never get a driver's license and will never own a car. It will change the cities, because we will need 90-95% fewer cars for that. We can transform former parking space into parks. 1.2 million people die each year in car accidents worldwide. We now have one accident every 100,000 km, with autonomous driving that will drop to one accident in 10 million km. That will save a million lives each year.

Most car companies may become bankrupt. Traditional car companies try the evolutionary approach and just build a better car, while tech companies (Tesla, Apple, Google) will do the revolutionary approach and build a computer on wheels. I spoke to a lot of engineers from Volkswagen and Audi; they are completely terrified of Tesla.

Insurance Companies will have massive trouble because without accidents, the insurance will become 100x cheaper. Their car insurance business model will disappear.

Real estate will change. Because if you can work while you commute, people will move further away to live in a more beautiful neighborhood.

Electric cars won’t become mainstream until 2020. Cities will be less noisy because all cars will run on electric. Electricity will become incredibly cheap and clean: Solar production has been on an exponential curve for 30 years, but you can only now see the impact. Last year, more solar energy was installed worldwide than fossil. The price for solar will drop so much that all coal companies will be out of business by 2025.

With cheap electricity comes cheap and abundant water. Desalination now only needs 2kWh per cubic meter. We don't have scarce water in most places, we only have scarce drinking water. Imagine what will be possible if anyone can have as much clean water as he wants, for nearly no cost.

Health: There will be companies that will build a medical device (called the "Tricorder" from Star Trek) that works with your phone, which takes your retina scan, your blood sample and you breathe into it. It then analyses 54 biomarkers that will identify nearly any disease. It will be cheap, so in a few years everyone on this planet will have access to world class medicine, nearly for free.

3D printing: The price of the cheapest 3D printer came down from $18,000 to $400 within 10 years. In the same time, it became 100 times faster. All major shoe companies started 3D printing shoes. Spare airplane parts are already 3D printed in remote airports. The space station now has a printer that eliminates the need for the large number of spare parts they used to have in the past.

At the end of this year, new smart phones will have 3D scanning possibilities. You can then 3D scan your feet and print your perfect shoe at home. In China, they already 3D printed a complete 6-storey office building. By 2027, 10% of everything that's being produced will be 3D printed.

Business Opportunities: If you think of a niche you want to go in, ask yourself: "in the future, do you think we will have that?" and if the answer is yes, how can you make that happen sooner? If it doesn't work with your phone, forget the idea. And any idea designed for success in the 20th century is doomed in to failure in the 21st century.

Work: 70-80% of jobs will disappear in the next 20 years. There will be a lot of new jobs, but it is not clear if there will be enough new jobs in such a small time.

Agriculture: There will be a $100 agricultural robot in the future. Farmers in 3rd world countries can then become managers of their field instead of working all days on their fields. Agroponics will need much less water. The first Petri dish produced veal is now available and will be cheaper than cow-produced veal in 2018. Right now, 30% of all agricultural surfaces is used for cows. Imagine if we don't need that space anymore. There are several startups that will bring insect protein to the market shortly. It contains more protein than meat. It will be labeled as "alternative protein source" (because most people still reject the idea of eating insects).

There is an app called "moodies" which can already tell in which mood you are. Until 2020 there will be apps that can tell by your facial expressions if you are lying. Imagine a political debate where it's being displayed when they are telling the truth and when not.

Bitcoin will become mainstream this year and might even become the default reserve currency.

Longevity: Right now, the average life span increases by 3 months per year. Four years ago, the life span used to be 79 years, now it's 80 years. The increase itself is increasing and by 2036, there will be more than one year increase per year. So we all might live for a long long time, probably way more than 100.

Education: The cheapest smart phones are already at $10 in Africa and Asia. Until 2020, 70% of all humans will own a smart phone. That means, everyone has the same access to world class education.

Robert M. Goldman MD, PhD, DO, FAASP
www.DrBobGoldman.com
Whats your take on this Trina ?

I hear a lot of this and have read many articles and some of it actually makes perfect sense , I think the Doc's timeline may be a bit to soon but the reality is definitely possible .
 

Blksmth

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We just had the largest one in the state finished about 11 months ago ...$74.5 Million
Its kinda cool but takes some getting use to !

Screen-Shot-2017-06-02-at-1.43.12-PM.webp
It's shaped like a vagina, I
We just had the largest one in the state finished about 11 months ago ...$74.5 Million
Its kinda cool but takes some getting use to !

Screen-Shot-2017-06-02-at-1.43.12-PM.webp
It's shaped like a vagina, I like it :like::like::like:
 

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ResponsibleAdult

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Well gang, the weather’s just right for our Wednesday night at the stables. Daughter is working her way through an obstacle course on the horse, and I’m neither sweating nor freezing.

And I get to stick my tongue out at daughter each time she comes around by me.

:cwl:

Happy mama here.
 

CrazyKASG

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Kinda like NJ "jug handles" - they give you only two traffic phases (main road and cross street) instead of 3-4 (main, cross, and left turns from each). :movember:

Wait until they start getting crazy about roundabouts...:devil:
We gots us a couple shiny new roundabouts. And just opened last fall: Minnesota’s tallest bridge. You can imagine the craziness. :devil:
 

JEEPJL

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We gots us a couple shiny new roundabouts. And just opened last fall: Minnesota’s tallest bridge. You can imagine the craziness. :devil:
WE NEED BRIDGES !!!

that is all
 

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hanksweb

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Another dreary day on tap here, getting in the way of my sunbathing. I have to go to court per usual & then I think I’ll scout some fun photo spots!
50 shades of grey...

isn't that the original Wrangler JL palette?

... so glad they offered Mojito!
 

cedxc2005

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It's shaped like a vagina, I

It's shaped like a vagina, I like it :like::like::like:
There's the Billy we know

Correction: GEORGE.

Sorry, I was using my phone and kinda breezed past the username. :bow:
 
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cedxc2005

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JEEPJL

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More than happy to help! Provide funding please!:bandit:
Funding , engineering and locations are not the issue ....Its time frame !!

we are in gridlock daily and there projected time line is 4-5 years down the road !

they have outgrown the foot print with which they figured the bridges would originally hold

Its always like that though due to population growth down here
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