YES!
If this is your first Wrangler, better go ahead and prepare for the fact that the windshield is going to get cracked some. Check your non-collision deductible on your auto policy because you're going to want to have it as low as makes sense for the impact on your premium. Typically something like a $100 deductible makes sense, though you may be able to get a $0 one. Just don't unknowingly leave yourself with a $500 non-collision deductible before you catch your first crack, or you'll rue the day...Can a self healing film help with this? I'd hate to see my brand new Jeep get socked in the face with a stone and crack
I'm not well versed in US insurance. Isn't there a windshield excess that's separate from non-collision etc? Here in the UK I pay ÂŁ35-50 to get my windshield replace (acoustic, heated). It doesn't affect my premium at all.
Put the windshield down and it won't get all messed up with those bug splats.
I'm sure it can be different depending on the insurance provider - all of mine have always been covered under the "non-collision" claims filings... nothing specific for glass, just the same part of the policy that would cover a tree falling on it, someone running a grocery cart into it, etc. Ultimately just make sure you discuss it with your insurance company to make sure you understand your liability for windshield glass replacement, because unless you're extremely lucky then most likely you'll need it at some point with a Wrangler
