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Sean L

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Holy crap, guys! I just did my loan today and got 2.75% for six years. My payment is less than what I’m paying now :handsinair: Now, back to patio furniture
Awesome! When my wife got our loan she got a good rate, but when we were actually were buying it Navy Fed needed to update some information in their records on me, and when the loan officer heard I was actually retired, he took another .25% off the interest. I almost started dancing right there! lol.
 

Smarrtazz

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Awesome! When my wife got our loan she got a good rate, but when we were actually were buying it Navy Fed needed to update some information in their records on me, and when the loan officer heard I was actually retired, he took another .25% off the interest. I almost started dancing right there! lol.
I don’t blame you! Would’ve been nice if you had danced and we could view photographic evidence of your joy
 

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JEEPJL

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Damn that's fantastic! Better than my 3.25, I might try to refinance before 45 days, get it deferred another 45 days, and make my first payment at 3 months (I've done this before) :cwl:
I went with 84 mo through dealership to keep low monthly's until Jan/Feb when I can refinance through one of my banks

It will cost me 480.00 this year in interest but my monthly's are comfortable !
 

JEEPJL

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It’s probably my credit score...I baby it :)
has a lot to do with it and how many hard calls they made as well

My score "was" 820 until I signed ..lol... I think I dropped 33 points ..lol

FN credit scores !!
 

Sean L

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I don’t blame you! Would’ve been nice if you had danced and we could view photographic evidence of your joy
well, being a white guy, it wouldn't have been pretty.
 

JEEPJL

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If I had bought a Rubicon I would have had to finance for 84 months too...i didn't fight with the dealer over interest rates because I knew I would be refinancing with CU before 1st payment anyway. :)
same ...in fact I didn't haggle at all about anything really . I did my research and knew what I was getting into

they threw in a Jeep hat and the trail kit which I didn't expect so they knew they were making money on my Rig !!!
 

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CrazyKASG

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same ...in fact I didn't haggle at all about anything really . I did my research and knew what I was getting into

they threw in a Jeep hat and the trail kit which I didn't expect so they knew they were making money on my Rig !!!
You got a trail kit too? Dang! :)
 

Sean L

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If it wasn't for alcohol I'd be a non dancing virgin !
I'd say it's a good thing my wife wasn't paying attention to my dancing skills.
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