Bumper to bumper to me means it would cover interior, electronics, etc things that are not mechanical. Just misunderstood what you meant by bumper to bumperIt's what you said -- Mechanical Breakdown Insurance. I was told it covers every part and system in the vehicle excluding wear items (lube, filter, pads, rotors, bushings, etc.) Seems bumper to bumper to me. Nothing in the fine print either to suggest otherwise.
What are you seeing? What am I missing? Perhaps they changed it since you last reviewed?