azwjowner
Well-Known Member
I have to amend my prior comments. Apparently the legislature is to blame, not the lawyer, as I finally figured out what is truly going on here. Michigan has a wacky law in which the owner of a vehicle is always liable for any injuries as long as he consented (expressly or impliedly) to the person driving it:
http://legislature.mi.gov/doc.aspx?mcl-257-401:
Of course, other than the stress and expenses, in some sense it doesn't matter as you should always carry ample insurance because you could be the one who negligently kills someone while driving, so the risk is always there.
http://legislature.mi.gov/doc.aspx?mcl-257-401:
So, if I lived in Michigan, I wouldn't be taking my cars to the dealer. That's nuts. The intent was clearly if you lend a car to your no-good friend or family member who lacks insurance, etc., but it appears to cover anyone, including situations in which you let the dealership drive your car for an oil change.The owner of a motor vehicle is liable for an injury caused by the negligent operation of the motor vehicle whether the negligence consists of a violation of a statute of this state or the ordinary care standard required by common law. The owner is not liable unless the motor vehicle is being driven with his or her express or implied consent or knowledge. It is presumed that the motor vehicle is being driven with the knowledge and consent of the owner if it is driven at the time of the injury by his or her spouse, father, mother, brother, sister, son, daughter, or other immediate member of the family.
Of course, other than the stress and expenses, in some sense it doesn't matter as you should always carry ample insurance because you could be the one who negligently kills someone while driving, so the risk is always there.
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