Totaled my new JLU rubicon

[FrenchSSGTMike]

First, I will echo everyone else and say glad you & the pooch are OK.

Second, HOLY CRAP!! $3500 a year for your insurance???!!! That translates to about $2700 USD a year!!! Mine is just over $500 for the year for the Jeep. That and a 15% tax on everything too? You guys get stabbed up there!

My insurance is about 600 Canadian though, insurance are cheaper in Quebec as there’s one included already with our license (about $90 a year if no points off lol)

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[knower]

My insurance is about 600 Canadian though, insurance are cheaper in Quebec as there’s one included already with our license (about $90 a year if no points off lol)

Yeah, I think after this accident I will have to pay 5000$ a year, if not more.
G.

 

[1quick1]

Insurance in CO right now is BARF worthy. Some MAJOR hail storms went through in the last 2 years. My 2015 Grand was destroyed and my 2017 RAM took $5k damage.

Good thing about the plastic roof and fenders on the JL

 

[MikeinMD]

Btw, is that a German Sheperd in your picture? My dog is a Sheperd too! Mine is 10 months old, I love him already so much! Such a smart breed! So much work, though!

G.

He's my retired work dog (GSD). I promoted out and was able to keep him so he is still young and full of energy. Amazing dogs!

Snow patrol

Tolerating my grouch older retired GSD

Joe Cool.

 

[knower]

He's my retired work dog (GSD). I promoted out and was able to keep him so he is still young and full of energy. Amazing dogs!

Snow patrol

Tolerating my grouch older retired GSD

Joe Cool.

He is gorgeous!

G.

 

[knower]

So it turns out the Jeep in Alberta got sold before we put a deposit on, so now I am without a Jeep.
We can't find a fully loaded rubicon in the whole North America.

Makes me feel like going to Toyota and buy a 4 Runner TRD.

Jees.
G.

 

[knower]

This story keeps changing.

After ICBC declared my vehicle a total loss and they offered me 20k$ less than the value, today they call me after I sent them a detailed description of the vehicle and what I think they should pay, telling me that it is NOT a total loss anymore, given the value and they can repair it.

So they are towing the vehicle to BC, to my shop (which is the dealer where I bought the Jeep) to get a more accurate estimate.

I am not sure what's the repairing vs replacement threshold, but at this point, I have to wait and see what happens.

The guy at the shop said that it doesn't make sense to repair a brand new Jeep that will have a 40k accident in records, it will lose value in reselling (should I want/need to sell it) and they will definitely not be cheap in the estimate given the amount of work that it will take to fix it.

If anybody has any advice I would be happy to hear from you guys, should I fight ICBC decision to repair it? The shop is on my side if you know what I mean because obviously, they want me to buy another Jeep.


Thanks,
G.

 

[FrenchSSGTMike]

This story keeps changing.

After ICBC declared my vehicle a total loss and they offered me 20k$ less than the value, today they call me after I sent them a detailed description of the vehicle and what I think they should pay, telling me that it is NOT a total loss anymore, given the value and they can repair it.

So they are towing the vehicle to BC, to my shop (which is the dealer where I bought the Jeep) to get a more accurate estimate.

I am not sure what's the repairing vs replacement threshold, but at this point, I have to wait and see what happens.

The guy at the shop said that it doesn't make sense to repair a brand new Jeep that will have a 40k accident in records, it will lose value in reselling (should I want/need to sell it) and they will definitely not be cheap in the estimate given the amount of work that it will take to fix it.

If anybody has any advice I would be happy to hear from you guys, should I fight ICBC decision to repair it? The shop is on my side if you know what I mean because obviously, they want me to buy another Jeep.


Thanks,
G.

To my experience/knowledge, I’d say the only way is if they overestimate the amount of time /price of parts so it ends up costing more than a replacement. Or to prove that it would never be fixed to be safely driven again after this.... But your shop should know how I’d say lol

 

[knower]

To my experience/knowledge, I’d say the only way is if they overestimate the amount of time /price of parts so it ends up costing more than a replacement. Or to prove that it would never be fixed to be safely driven again after this.... But your shop should know how I’d say lol

Of course, that is one way, but I was thinking to hire a lawyer and fight them because this is gonna cost me a lot of time and I need to rent a car. I had also put a deposit down for another Rubicon and put my name on it.

I find it ridiculous that they estimate the wrong car and they declare it a total loss and then they change their mind!

G.

 

[JL Rubi Khan]

Wasn't that scary, I flipped off-roading a couple of time in my trail-only samurai. Surely I was worried for the dog, and really pissed on myself and angry to throw away a 3700km brand new Jeep :D

G.

Man... so sorry to hear that you pissed on yourself as well! :cwl:

 

[knower]

Man... so sorry to hear that you pissed on yourself as well! :cwl:

Ahahaah sorry, I am from a different part of the world :D

G.

 

[JL Rubi Khan]

Ahahaah sorry, I am from a different part of the world :D

G.

Haha no you seem to be doing quite well with the language... just could not resist. Though, reading your continued posts and knowing the battle you are going through with insurance, I really feel for you man. Sucks so bad. Hope that something good happens soon and everybody can just move past this!

 

[obwahn]

Haha no you seem to be doing quite well with the language... just could not resist. Though, reading your continued posts and knowing the battle you are going through with insurance, I really feel for you man. Sucks so bad. Hope that something good happens soon and everybody can just move past this!

Ditto!

 

[The Great Grape Ape]

So it turns out the Jeep in Alberta got sold before we put a deposit on, so now I am without a Jeep.
We can't find a fully loaded rubicon in the whole North America.

Makes me feel like going to Toyota and buy a 4 Runner TRD.

Was just at Toyota in Hih Riv on Friday helping a friend pick up his Tacoma, and sat again in both the Taco and 4R, and believe me, you won’t be happy if you got the Wrangler to do Wrangler things, including driving wih the top down.

Also if you’re anything over 6ft it’s cramped in there, and the roof is in your sight-lines the whole time.

There will be more Rubis coming, it’s worth a month rental to get the right vehicle.

From experience I know it’s tough waiting, but find something that makes you happy, or you will regret it the entire time you own the compromise. Took me almost 3 weeks to find the best Wrangler I could to replace my ood Rubi, and that made me much happier than settling for a Red or Tank “it’ll do” Wrangler.

 

[The Great Grape Ape]

If anybody has any advice I would be happy to hear from you guys, should I fight ICBC decision to repair it? The shop is on my side if you know what I mean because obviously, they want me to buy another Jeep.

Yes, definitely fight them.

As the saying goes, always reject insurance’s first offer, becuase they will try to low-ball.

But in this case, it’s an issue on many fronts, first the safety and future maintenance hassle, it’s not making you anywhere near ‘whole’ as is the purpose of insurance. Second, resale will be decimated in a reapired vehicle.

It’s certainly worh fighting, ufortunately being ICBC, it’s a pain, but seek out advice from people familiar with fighting this, people who know how to make it in ICBC’s interest to settle wih a write-off instead of dragging this out.

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