RubiSc0tt
Well-Known Member
- First Name
- Scott
- Joined
- Jun 12, 2018
- Threads
- 56
- Messages
- 1,357
- Reaction score
- 1,690
- Location
- Upstate NY
- Vehicle(s)
- 2019 JLUR in Punk'n Orange
- Build Thread
- Link
- Occupation
- Turn Wrenches/ Write code
Do not leave your vehicle unlocked. Insurance may not cover the loss. Likewise, if it's stolen and the keys are in it, that may also stop them from covering it. Even if it was an honest mistake, it could cause issues.As for locking the doors, I go back and forth. I generally keep mine locked mostly out of habit. For those who say leave it unlocked, do you do the same with your house?
Source: I worked for a large insurance company as a dispatcher for a few years. I used to talk to the adjusters (case managers) and the appraisers (field staff), and they both have told me unlocked doors, keys found in the vehicle, or both can be indicators of Fraud- someone trying to get their vehicle stolen to get rid of it, pay off the loan if they're upside down, etc. If you're that concerned about a smashed or cut window- get better insurance coverage.
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