even if you go with State Farm, you have the right to take the vehicle to a repair shop of YOUR choice. dont ever trust what an insurance company tells you (especially if they are not your insurer). SF constantly tells our customers they cannot get someone to see their car within the month, we tell our customers to drop off the car at our shop and magically then someone shows up within 6 business days to inspect as required by NYS law.My insurance jumped on it almost immediately but I had it transferred to his (State Farm) but when they told me they wouldn't be able to get it into a shop until November, I had them transfer it back. Now my preferred shop is telling me they may have to total it, they have some certification from Jeep and if Jeep doesn't have a "certified" repair process, they won't do it. Now I wait to see what Oregon Mutual (my insurance) comes up with. It's starting to look like I'm at the mercy of the restitution coordinator and how/when I would even see that $$.
I'll check out Billy, see if he's licensed in ID, thanks.
if they total your car.... there is no dimished value to be claimed since your insurer will pay you full ACV for your car. and make sure you look up your state laws regarding your rights in total loss cases. uneducated customers get lowballed with their vehicle valuations.
any pics of the damage to the car? i am assuming it is structural for your repair shop to be talking about repair procedures. technically if there is no repair procedure for the particular damage your car has then yes SOME shops will total it bc they do not want to be hold liable for repairs they "made up" no matter how well those repairs were done. the fact that they "invented" a repair method can make you lose a court case in case of an accident or the like.
google "john eagle case texas" to get an idea of what i mean. though in this case, the shop chose to fix a car in a different manner than the one prescribed by the manufacturer.