Picking up ordered unit soon - Financing options outside of dealership.

[Hornet]

Hi all, quick question, doing this more to make sure I cover all my bases when it comes to making sure I have all options available.

I am picking my Jeep up between next week and the week after (probably first week of December because of Thanksgiving and its due to ship tomorrow from Ohio) and I am not sold on financing thru the dealership. I am currently looking at all the banks in my region but I know there are other places like NavyFederal and other credit unions I could possibly use.

So far I have checked all local bank branches for different banks here in PA (PNC Bank, Keybank, Mellon Bank, Commonwealth, Clearview Credit Union, etc.).

Penfed (which I found thru here in the forums) seems to be the best option based on the rates for the loans. Anyone else have any other ones that could be viable options?

Any and all info would be welcomed and thanks all!

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[neil]

we did cry cap 0/36, it's hard to beat zero.

 

[Xcoaste]

If I didn't do the extra 2% discount from the dealer's financing, I was going to do the 0% at 36 months. Chrysler's rates go up from there and I think 1.9% for 48 months. I don't think the cost to refi a vehicle is very expensive at all, but I don't know how the new vs used car rates work and how long you can refi a car and still get a new rate if there is such a thing these days.

 

[HEX87]

I bought mine with their finance option to get the lower invoice and refinance before the 1st payment with navyfederal for 2.29 for 6 years.

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