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October APR rates

R4D4R

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What are yall getting for interest rates lately? My JK is in a bad state and I may need to pull the trigger on a new one soon. Banks and CUs around are about 6.5%ish. Looking to see what my options are
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jc1003

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These are the current rates near me.


  • Auto/Truck
    -
    TermRate(APR)Rate(APR)Payment
    (Months)As low asUp toPer $1,000
    24 - 366.290%18.000%$30.55 - $49.92
    37 - 486.290%18.000%$23.62 - $35.41
    49 - 606.290%18.000%$19.47 - $28.96
    61 - 666.290%18.000%$17.96 - $25.14
    67 - 726.290%18.000%$16.71 - $23.76
    73 - 787.250%18.000%$16.12 - $22.63
    79 - 847.250%18.000%$15.22 - $21.69
    Calculate Your Estimated Payment
 

GMONEY

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It's all about finding that small credit union you qualify for. Last year I was able to get rates that were 2% less than what NavyFed and USAA were offering.

Took some time but finally found a CU about an hour north of me with only a few branches. Even today I am getting emails from them with pretty decent rates. They only accept members from 2 counties so not much help to you however you might be able to find something.

Also if you are in any trade groups or possibly your company has an agreement with a CU just have to search.
 

musicforme

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I recently financed my Rubicon X for 84 months at 6.85% through Stellantis. For me I liked starting off with the lower monthly payment and will apply extra toward the principal in a few months when my annual bonus comes in. Plan is to pay it off in 5 or less years.

Below are rates I found when doing some research a couple months ago.


Interest Rate Tracking on 08/10/23
NameRateURL
PenFed6.39% @ 72 months, 7.29% 84 mhttps://www.penfed.org/auto
Elgin Fed6.49% @ 74 months, 7.49 @ 84 mhttps://www.eglinfcu.org/auto/
BECU6.49 @ 72 monthshttps://www.becu.org/loans-and-mortgages/auto
OneAZ CU5.99 @ 72 months, 6.69% @ 84 mhttps://www.oneazcu.com/about/resources/todaysrates/
Desert Financial CU7.49% @ ??https://www.desertfinancial.com/rates
Alaska CU7.25% 72 months, 7.75 @ 84 mhttps://www.globalcu.org/rates/vehicle-loan-rates/
SunWest CU8.09% @ 72 monthshttps://www.mysunwest.com/rates?tab=auto#auto-tab
AZ Financial6.84% @ 72 months, 7.74@ 84 mhttps://www.arizonafinancial.org/auto-loan
Landings CU7.49% @ 72 monthshttps://www.landingscu.org/Rates/Loan-Rates
Digital Fed CU6.99% @ 72 months, 8.49 @ 84 mhttps://www.dcu.org/borrow/vehicle-loans/auto-loans.html#auto-rates
Mountain CU7.64% @ 72 monthshttps://www.macu.com/rates/auto
Connexus CU6.69% @ 72 months, 7.49 @ 84 mhttps://www.connexuscu.org/loans/auto/
RBFCU6.29% @ 72 monthshttps://www.rbfcu.org/loans/auto-loans
 

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Shelby73

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mark
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If you qualify for USAA, they have the lowest rates that I could find a couple weeks ago. Sub 6%
 
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R4D4R

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Check the spreadsheet in my sig if you're thinking about ordering one.
In a perfect world, I would want to order one, but my JK may finally be dying on me and I may have to buy off lot. Im planning on trying yet another fix this weekend, but the seemingly $500 a month that im spending on this one woudl be better to go towards a new one

Last three months
Dumbass oil cooler (2h of my weekend)
Exhaust fell apart ($450)
Gas tank skid rotted away ($500+ 6 hr of rusty bolts)
Dumbass oil cooler died again ($250 + another 2 hr of my weekend)

If this next oil cooler fix doesnt solve the rain of oil coming out of my engine, its curtains for the JK

☠
 

NCRob

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I don’t know what the requirement is but Navy Federal is at 5.05% @72 months, 7.8% @ 96 months
 

Ratbert

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In a perfect world, I would want to order one, but my JK may finally be dying on me and I may have to buy off lot. Im planning on trying yet another fix this weekend, but the seemingly $500 a month that im spending on this one woudl be better to go towards a new one

Last three months
Dumbass oil cooler (2h of my weekend)
Exhaust fell apart ($450)
Gas tank skid rotted away ($500+ 6 hr of rusty bolts)
Dumbass oil cooler died again ($250 + another 2 hr of my weekend)

If this next oil cooler fix doesnt solve the rain of oil coming out of my engine, its curtains for the JK

☠
One of our sponsors (@Mitch@OurismanClarksville) has some on the lot for 12% under MSRP. Not a huge set of options, but it's something. https://www.jlwranglerforums.com/fo...-stock-2023-wranglers-plus-all-rebates.120582
 

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bugnuker

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What are yall getting for interest rates lately? My JK is in a bad state and I may need to pull the trigger on a new one soon. Banks and CUs around are about 6.5%ish. Looking to see what my options are
I used Navy Federal and got 5% on 72 months.
 

BDinTX

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When I was shopping around Navy Federal CU wouldn’t even give me any information without being a member. Massive D’bags…
NASA FCU had the best rates I could find.
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