Check on refinancing through a local credit union... We got 84 months at 2.89%. Most credit unions consider a vehicle up to 2 years old as a "new" vehicle.
Don at least you got SOMETHING this Christmas!!
My wife and daughter use a boutique shampoo purchased on the QVC. It's certainly pricey enough to qualify it as suitable for gift-giving.Oh and no Shampoo please, I received a bottle of Shampoo as a Christmas gift! What kind of people that give shampoo as a gift?