Actually yes I would be paying more for it. For my vehicle, the difference between 74% (Ally) and 69% (CC) is roughly $2,300 in RV. That's about $63/month spread over 36 months. The CC lease monthly payments were higher (don't remember exactly what they were) but not $63 a month higher. Regardless it's not a decision I need to make for another 35 months . If these vehicles hold their value I'll gladly buy it post-lease.Yes on the RV but that's what keeps your payments low. If you like it keep it at the end! You are not paying more for it, just later rather than sooner.