On leese the object is too put as little down as possible you only put money Dow. If you are buyingI can't quite get to those numbers either but generally that deal aligns. Residual matches the posted residual for 10,000 miles/year 48 months on Rubi.
Money factor is in line too. We generally see .00190-.00230. Yes those numbers suck but they are typical for a Wrangler.
I am getting a payment closer to $475 with a lot more money down for the fees. But this lines up to a pretty typical Rubi lease deal.
I would recommend you stick to the 39-month lease so you are not leasing so far past the warranty but that is your call I guess.