What's that better rate if you don't mind me asking? I went to PNC and got 4%, but will be going to Koons to pick up my truck in several weeksI picked up my Jeep on Saturday from Koons. Craig was always very responsive to my emails and he even looked up what I need to do to get a five year NJ inspection sticker when I showed up on Saturday! My experience with the finance manager was also excellent. I had a preapproval from BofA that I thought was pretty good, but Koons was able to find me a better rate. By far the best experience I have had at a Jeep dealer.