Jeep owner’s intelligence

Spank

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Oh... and one other thing. If you’re driving a brand spankin’ new Wrangler, but you’re leaving you kid(s) to pay for their own college, then you’re an ass****.
I dunno, man. In this day and age, you probably get more return out of the Jeep.





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Wanderingwheelz

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No offense bro, but if you are sitting at the "65 level" at 47, it might be time to shoot the lock off your wallet. You think you will be physically and mentally stronger at 65 than you are today, gimme some of what you are smoking. I always shake my head at the clowns our age that pass on lifes little indulgences because they are saving for their golden years...Like they are guaranteed them or something.
Don’t shed any tears for me. It’s true I didn’t spend like crazy in my 20s and 30s when I could have if I felt like it (it’s the money you save when you’re young that works the miracle of compound interest- dividends earned on dividends), but I didn’t and that discipline set me up for the peace of mind I have in my 40s going into my 50s, and since my parents were the ones who taught me that it’s the money you invest in your 20s that works the miracles, I’m sure I’ll inherit a chunk someday, besides, since they’ve been earning dividends on their dividends for 30 years longer than I have.

Not to be a huge d**k, but I’ve also owned a modern Boxster, Cayman, and 911. How many dudes with a “lock on his wallet” can say that? Just trust me. Aggressively investing when you’re young is the “secret”, if you want to call it that. I mean, everybody knows it, it’s just few people practice it.
 

MORTON

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This thread reminds me of this scene in the movie Old School.

Disclaimer: Love the movie but do not share at all the political views of most of the actors of course and the mention of CNN in this scene always makes me cringe LOL

Funny none the less!

 

MSteeves

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* Are my kids 529B plans adequately funding for when their need the money for higher education?
Ah ... no.

We raised our kids to think, evaluate, make good decisions. Work. Make an effort. That sort of thing.

When they turned 18, they became adults. Their education, medical care, etc was no longer my responsibility. This business of letting them trailer on to our health insurance till they are 26 is complete nonsense. The term 'adult children' is the most laughable oxymoron I have heard in decades. If old gasbags want to sit around whining about Millennials and how screwed up they are, that entire philosophy of 'adult children' sums up the why of that. Personally, I think that's a waste of time, and the height of hypocrisy. Old gasbags bitched about my generation fifty years ago and back then, we thought those gasbags were nothing more than oxygen thieves. Now a good many of my generation are behaving the same way, and they too have become oxygen thieves, doing nothing more exciting than sitting around doggin' Millennials and whining about their medical procedures. Do the youngsters a favor and shuffle off this mortal coil if that's all you can do, is what I think.

Both of the kids are in the Marines. First hitch. Both have learned far more about themselves and life than they ever would have learned freeloading off me in some college somewhere. They have skin in the Game of Life. If they want more education, they can use their God-given wits and what they have so far learned, to get that.

Now, off the soapbox, back to spending the kids' inheritance, and back to whining about my various medical procedures ... anyone want to compare colonoscopy images? I've also got some great shots of that time the urologist shoved a camera up my ... well ... never mind.

"Adult children." Har har har ...
 

RocketScientist

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I said this to someone recently and they stared back blankly. I must be getting old, because more and more, people are not noting my references to sayings like this.
Exactly. I used to start off a weekly meeting with “movie quote of the week”. I thought I was quoting movies, while some were dated, were well known. Nope. Blank stares. Didn’t last long. In addition to being another generation, too absorbed in their phones!
 

tyresmoker

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Exactly. I used to start off a weekly meeting with “movie quote of the week”. I thought I was quoting movies, while some were dated, were well known. Nope. Blank stares. Didn’t last long. In addition to being another generation, too absorbed in their phones!
Good talk, Russ...!
 

Wanderingwheelz

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Ah ... no.

We raised our kids to think, evaluate, make good decisions. Work. Make an effort. That sort of thing.

When they turned 18, they became adults. Their education, medical care, etc was no longer my responsibility. This business of letting them trailer on to our health insurance till they are 26 is complete nonsense. The term 'adult children' is the most laughable oxymoron I have heard in decades. If old gasbags want to sit around whining about Millennials and how screwed up they are, that entire philosophy of 'adult children' sums up the why of that. Personally, I think that's a waste of time, and the height of hypocrisy. Old gasbags bitched about my generation fifty years ago and back then, we thought those gasbags were nothing more than oxygen thieves. Now a good many of my generation are behaving the same way, and they too have become oxygen thieves, doing nothing more exciting than sitting around doggin' Millennials and whining about their medical procedures. Do the youngsters a favor and shuffle off this mortal coil if that's all you can do, is what I think.

Both of the kids are in the Marines. First hitch. Both have learned far more about themselves and life than they ever would have learned freeloading off me in some college somewhere. They have skin in the Game of Life. If they want more education, they can use their God-given wits and what they have so far learned, to get that.

Now, off the soapbox, back to spending the kids' inheritance, and back to whining about my various medical procedures ... anyone want to compare colonoscopy images? I've also got some great shots of that time the urologist shoved a camera up my ... well ... never mind.

"Adult children." Har har har ...
Be glad you have “adult children” while the rest of us have “laughable oxymoron adult children” since we sent them to college rather than the military. We all know that college doesn’t teach a person any important lessons, or useful life skills.

....might be too late?!?!?
Whenever you call a guy a “clown”, unprovoked, you’re taking a risk.
 
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drdriller

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How about this quote from my favorite movie.."He didn't fall? Inconceivable! You keep using that word, I do not think it means what you think it means" lol
 

RussJeep1

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Ah ... no.

We raised our kids to think, evaluate, make good decisions. Work. Make an effort. That sort of thing.
Seriously, good for you. At the risk of pointing out the obvious, and not that you've said otherwise, many parents whose kids are college bound, whether or not the parents are paying in part or whole for that education, sought and achieved similar goals.


When they turned 18, they became adults.
...Before the eyes of the law, and despite being able to die for their country but not drink in it, ok. Many other metrics, including actuarial tables on insurance rates for them suggest that, if they've reached adulthood, then maybe not "maturity."

Their education, medical care, etc was no longer my responsibility.

I respect your right to think this way, although if your parents paid (like mine did) for my undergraduate degree, I would hope you'd pay it forward, or at least not spend it on a new Wrangler if it could help them with their education. But it's not your obligation: this is true.

This business of letting them trailer on to our health insurance till they are 26 is complete nonsense.
On this we respectfully disagree. Many extremely hard working young adults cannot, precisely for the lack of the college degree they have to fund themselves, or even post graduate (even if their parents paid) and having studied marketable skills, cannot find work, or work that pays benefits.

Should one of these "adults" come into, although statistically unlikely, catastrophic illness, or more likely but still unlikely: catastrophic trauma from the motor vehicle accidents that these quasi-adults often suffer from, often at their own immaturity, I don't think it spoils them to provide this essential medical safety net, much as it in no way shames you that you don't, or that you choose not to.

The term 'adult children' is the most laughable oxymoron I have heard in decades.
FWIW, there are tons of places in life from drinking age, to car and medical insurance premium tables, to social demographics that do classify this segment as young adults, if not adult children in the "jumbo shrimp" oxymoronic type way you see it. Your kids will always, even as adults, be your children. In this sense the term "adult children" might simply be how you describe one of them to a friend, denoting both their age/adult status and their relation to you. "My 'adult child' Bob just got a promotion while my 'baby' Sarah is applying for college."

If old gasbags want to sit around whining about Millennials and how screwed up they are, that entire philosophy of 'adult children' sums up the why of that.
If you mean people who never quite grow up because their parents spoiled them I agree. I have mixed feelings on Millennials as a group: more spoiled, but also more accepting of others different than themselves.

If you choose to equate paying some of these kid's expenses, who would love to do so themselves if they could, and will once they get on their feet, including college, I would disagree. My parents did, I'm a late baby boomer, and many of people my age got the same treatment. We didn't end up spoiled because of that; other reasons, maybe, and far less so than the generations that followed us who also got tuition help: so it's not that.

Parental tuition reimbursement alone is not a recipe for raising sloths; just as children who don't get degrees and bum around the house directionessly might be.

Personally, I think that's a waste of time, and the height of hypocrisy. Old gasbags bitched about my generation fifty years ago and back then, we thought those gasbags were nothing more than oxygen thieves.
Maybe some of us thought those things about our elders at the time. Today, there's a reason why they're called, at least in my case: America's Finest Generation.

Now a good many of my generation are behaving the same way, and they too have become oxygen thieves, doing nothing more exciting than sitting around doggin' Millennials and whining about their medical procedures. Do the youngsters a favor and shuffle off this mortal coil if that's all you can do, is what I think.
Both of the kids are in the Marines.
That is truly terrific. Some aren't cut out for it, or the armed forces, and not because their parents necessarily babied them.

First hitch. Both have learned far more about themselves and life than they ever would have learned freeloading off me in some college somewhere.
If your talking life skills I agree. I don't see meaningful college study as freeloading: more like an investment in your kids....but I respect your opinion.

If your talking about things that will help them in the civilian workplace, should they someday decide on making their post military career there, I would imagine that it might depend upon the things they studied while in the service, and the market transferability of what they studied. Employers like ex military. These people can follow orders and all else equal desire to hire the veteran. But many high paying jobs call for skills where college is a prerequisite, especially today.

In fairness, plenty of kids are wasting their time in college, and many scholarly reports have suggested that only a hand number of schools are actually financially worth it (Bill Bennett's report.) I'm glad to say that my kid's in one at least by his standard.

They have skin in the Game of Life. If they want more education, they can use their God-given wits and what they have so far learned, to get that.
...and the GI Bill, let's not forget that leg up that albeit, service time very much has them deserving.

Now, off the soapbox, back to spending the kids' inheritance, and back to whining about my various medical procedures ... anyone want to compare colonoscopy images? I've also got some great shots of that time the urologist shoved a camera up my ... well ... never mind.

"Adult children." Har har har ...
I truly hope and believe you meant Gastroenterologist. ;) Still uncomfortable, but less so than the hole the Urologist concerns themselves with.
 

Spartan99

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Just wait until election season and you’ll think otherwise.
 

Uhdinator

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Cash isn’t always the “smartest” move. Use your cash on hand for a return and finance at a low rate. I’m surprised at the amount of people who don’t understand this.
Total Principal Paid
$35,000
3% Total Interest Paid
$2,734

$35,000 of stock at $18 per share
1944 shares
.50 per share quarterly dividend = $3888 annual
5 yrs x $3888 = $19,440 (- interest paid=$16706 gained by leaving your pile of cash to work for you to make more cash). In 5 yrs you made enough money to make a down payment on your next new jeep without touching your original investment too.

If dividends were reinvested quarterly the dividend income would be even higher.

Of course I would diversify and not put all of my $35000 in one stock to reduce risk. I’m confident I can find a few stocks with a proven record of dividends that exceed 3-5% annual returns.

Paying for the financing as long as you can afford to pay the rest of your bills also seems to me like its worth the risk of investing and if catastrophic life issues happen you still have your nest egg for backup.

We're so wise about Jeeps here because some of us have owned several variants over the years which experience has made us wise AND crafty.:like:
 
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