LLRubylady
Well-Known Member
Love that tire coverHas anyone shopped insurance rates between the two to see if there really is any difference? I think that would be interesting.
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Love that tire coverHas anyone shopped insurance rates between the two to see if there really is any difference? I think that would be interesting.
Been in the industry for 24 years. Tranny, color, etc does not matter one bit. All insurance companies want a VIN to plug in that tells the system what to charge. It's based on various things like cost, cost to repair, safety equipment, theft deterrent and god knows what else. My Sport S fully optioned (sticker 39K - NOT what I paid for it) is actually a lot cheaper than my 2014 Honda Accord coupe top of the line sticker 29K. Strange. BUT...what you have to remember is that not a whole lot of accidents, thefts, etc have happened the the 2018's so time will tell if the rates stay the same, go down, or raise. It takes a whole lot of data to change the rates on a car.
One major factor I'm thinking is the Jeep has real bumpers that's not part of the body. It's just a bumper and not some $1500 part to replace (well I would hope not). Do any other cars made today have real numbers.
Yea - 24 years in insurance and unless you're into being an actuary none of us others will ever know.
Thatās impressive. We are buying the jeep as a 3rd vehicle and was quoted approx $150 per month just for it. Was surprised that it was that high. 3rd vehicles in the past havenāt caused the premiums to increase much. Lucky for us everyone acted like idiots during tax day flood, Harvey and any other large rain event and the insurance fraud was atrocious. We get to pay for that$71 more every 6 months for me, USAA
2010 F150
To
2018 JLUR Loaded 6sp
I can't speak to all insurance companies, but there is no 'auto/manual' difference with State Farm.Has anyone shopped insurance rates between the two to see if there really is any difference? I think that would be interesting.
Exactly, going with exact same coverage from my 2 door '09 JK to my 2 door '18 JL my insurance increased ~$80 every 6 months. I figured that was purely based on value of vehicle alone as the JL has way more safety features than the JKYou went from a 8 year old Ford truck to a new jeep. Big difference in value.