I used to have State Farm and it went sky rocketed so I ship around and found current agent. A regular c300 costs around $1200 a year to get full coverage with decent liability limit. Just flabbergasted a 392 cost doubled JLUR..Time to shop companies. If you don’t use an independent agent, start. When we moved houses 3 miles away (to a nicer area too) our premiums sky rocketed. We shopped and got the same coverage for $2k less per year. I’m not going to get into detail on pricing, and sure some companies do offer better service. Long story short is it may come more down to who’s running the most efficient machine right now, that company may change faster than you’d expect!