HELP !!! Is my 2018 Jeep Compass totaled ??

[captainstabbins]

I would recommend a tire alignment...

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[Denym0714]

I got a estimate that my Jeep would cost 12,500 to repair I have a 2018 Jeep , the body shop stated that it flagged as a total loss and they have to send it over to my insurance company’s total loss department... should I just go ahead and let them total it since it’s so much damage???

 

[CT_LFC]

Likely varies by state but I believe the repair cost has to be equal or greater than ~75% of the value of the car for it to be a total loss.
At 12,500 no way it’s totaled.

 

[four low]

This is for that 2018 JEEP COMPASS. An odd thread in its original form, as this is a JL FORUM.
The original thread was "Help ! Is my 2018 Jeep Compass Totaled ?" A new thread on a Compass, same vehicle, author, and questions ?? Your insurance company and Bank will decide this, direct questions to them

 

[Bryce]

On a Compass, $12.5K may total it out. Depending on the miles, trim level and options.

My daughter bought a 2018 Compass Trailgaw with low miles, leather, sunroof, upgraded audio and a few other options for $20K.

 

[brewdad]

If not totaled then trade it in after repairs are completed--it will never be right after such damage; this has been my experience after near totaled repair was done to my 2009 Sahara and 2000 Cherokee.

 

[viper88]

I got a estimate that my Jeep would cost 12,500 to repair I have a 2018 Jeep , the body shop stated that it flagged as a total loss and they have to send it over to my insurance company’s total loss department... should I just go ahead and let them total it since it’s so much damage???

That's double the last estimate you got? Same shop? Are they finding more damage? Take the money and run if they agree to total it and buy something else.

 

[Denym0714]

That's double the last estimate you got? Same shop? Are they finding more damage? Take the money and run if they agree to total it and buy something else.

Yes double the estimate I got , they called and said repairs would be 12,500 , 12k minus my deductible but my towing bill was already 1000$ so right now I’m looking at 13,000 with that much damage idk if I wasn’t it back but the KBB value of my car is 23,500 ... I honestly don’t want it back

 

[Denym0714]

This is for that 2018 JEEP COMPASS. An odd thread in its original form, as this is a JL FORUM.
The original thread was "Help ! Is my 2018 Jeep Compass Totaled ?" A new thread on a Compass, same vehicle, author, and questions ?? Your insurance company and Bank will decide this, direct questions to them

So I was just looking for advice idk who pissed in your corn flakes

 

[Denym0714]

On a Compass, $12.5K my total it out. Depending on the miles, trim level and options.

My daughter bought a 2018 Compass Trailgaw with low miles, leather, sunroof, upgraded audio and a few other options for $20K.

I was the first owner, 31,000 no other accidents. It’s such a beautiful car but with so much damage Idek if I want it back , and who’s to say when they tear it down it’s not another 1000$ worth of repairs, the body shop stated that it flagged as a total loss in there system

 

[viper88]

Yes double the estimate I got , they called and said repairs would be 12,500 , 12k minus my deductible but my towing bill was already 1000$ so right now I’m looking at 13,000 with that much damage idk if I wasn’t it back but the KBB value of my car is 23,500 ... I honestly don’t want it back

You need to see if your State has Diminished Value if your insurance company decides to fix it.

Ultimately it's up to the insurance company to determine if it's worth the risk to authorize repairs and to fix it. They also have to take diminished value in to consideration if your State has it. That might be the deciding factor. They will weigh the risk of finding more damage, plus diminished value, verses writing it off/ totaling it and selling / auctioning it to Copart. Look up cars like yours for sale on Car Guru, KBB, Cars.com, Autotrader for comps.

 

[Denym0714]

You need to see if your State has Diminished Value if your insurance company decides to fix it.

Ultimately it's up to the insurance company to determine if it's worth the risk to authorize repairs and to fix it. They also have to take diminished value in to consideration if your State has it. That might be the deciding factor. They will weigh the risk of finding more damage, plus diminished value, verses writing it off/ totaling it and selling / auctioning it to Copart. Look up cars like yours for sale on Car Guru, KBB, Cars.com, Autotrader for comps.

The state of Virginia DOES recognize diminished value claims for up to five year, and covers uninsured motorists. However, you cannot qualify for a claim if you are the at-fault party or if something other than a vehicle was the cause of damage.

 

[Denym0714]

You need to see if your State has Diminished Value if your insurance company decides to fix it.

Ultimately it's up to the insurance company to determine if it's worth the risk to authorize repairs and to fix it. They also have to take diminished value in to consideration if your State has it. That might be the deciding factor. They will weigh the risk of finding more damage, plus diminished value, verses writing it off/ totaling it and selling / auctioning it to Copart. Look up cars like yours for sale on Car Guru, KBB, Cars.com, Autotrader for comps.

My car trade in value is around 18,000 - 20,000

 

[Spank]

So I was just looking for advice idk who pissed in your corn flakes

$12k of damage to a Wrangler, which is what everyone would naturally assume you have here based on your omission of a model, is totally different than $12k of damage to a Compass.

 

[four low]

From " Damsel in Distress ", to Snarky Troll...you have been disingenuous , to say the !east. Asking, and answering your own questions quite well. So, why are you here ?

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