west tex
Well-Known Member
Would your uninsured motorist coverage come into play here?Update: police found the car but it was reported stolen. Pretty much case close at this point. Taking in my Jeep in on Wednesday
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Would your uninsured motorist coverage come into play here?Update: police found the car but it was reported stolen. Pretty much case close at this point. Taking in my Jeep in on Wednesday
So, what was the make and model..Update: police found the car but it was reported stolen. Pretty much case close at this point. Taking in my Jeep in on Wednesday
In this case its Comprehensive coverage that would come into playWould your uninsured motorist coverage come into play here?
I vetted this matter through my wife, who used to manage a State Farm office.If a stolen car rams you off the road, whose insurance should be paying for the accident?
Assuming they find and recover the stolen car, is it one incident that the owner of the stolen car is responsible for?
According to a family member who is a cop, this is petty common. When someone hits something while they are drunk, they go home snd immediately report the car as stolen. This absolves themselves of responsibility. Not saying that’s the case here, but after the first post, I assumed the culprit would be a “stolen” vehicle.that rim looks a bit compromised also. Theres no telling if the frame shifted a bit.. it does look there is a bit of pinching of the metal at the seam all the way down where the bumper covers it. feel sorry for OP
Interesting, though seems like it may be easy to get caught lying about it being stolen, in which case that may get you in trouble?According to a family member who is a cop, this is petty common. When someone hits something while they are drunk, they go home snd immediately report the car as stolen. This absolves themselves of responsibility. Not saying that’s the case here, but after the first post, I assumed the culprit would be a “stolen” vehicle.
Some years ago, purely by chance, I witnessed a bump-and-run in the parking garage at work.one time decades ago that I had a parked vehicle hit. I came back to the car and found a note on the windshield. It was one of those proverbial "People watching might think that I'm leaving my address and phone number on this piece of paper because I hit your car but they are wrong." This was before surveillance cameras were all over the place and it was just a broken tail light and some minor scratches so police just told me to claim it on my insurance and forget about it.
Exactly what Progressive told me. My policy covers all of the cost.I vetted this matter through my wife, who used to manage a State Farm office.
Insurance laws will vary according to the state, and claim resolution will also be guided by what coverages are or aren't evident on the relevant policies. The following is therefore just general discussion, and nothing more.
-The owner of the stolen vehicle, call him John Doe, would, when the vehicle is returned to him, make a claim against his policy's Comprehensive line item for any damage to it that occurred while it was in the thief's possession. Mr. Doe's policy would not initially be assigned a claim for the costs to repair Alex's Wrangler. This is because Mr. Doe performed reasonable due diligence by reporting his vehicle as stolen, as Alex himself asserts.
-The owner of the vehicle damaged by the hit and run event, Alex, would make a claim against his automobile policy for damage repair to his vehicle, if the relevant line item coverage is already part of his policy. Why? See the last two sentences in the preceding paragraph.
If Alex's policy doesn't have coverage such that his repair costs would be initially paid by his policy, he'd likely have to pay for them out of pocket. He could then pursue reimbursement from the thief, provided that person is caught, charged and has resources sufficient to make restitution.
Yea it’s right across alki viewpointSince you're not attempting to be anonymous or hide your identity as you left your plate visible, can I ask if this is on Harbor Avenue maybe just before it turns into Alki? It kind of looks like that setting from your images.
It caught my attention as some friends of ours used to live in an apartment further down on Alki and had their vehicle hit while parked on the street a year or two ago. They were on the waiting list to have enclosed parking. They never caught the culprit as there was no evidence left at the scene like you had but there was a lot of damage done to their newer SUV.
I'd be too scared to park anything but a junker on that street because of all the drunks and high drivers cruising that area.
It reminds me of one time decades ago that I had a parked vehicle hit. I came back to the car and found a note on the windshield. It was one of those proverbial "People watching might think that I'm leaving my address and phone number on this piece of paper because I hit your car but they are wrong." This was before surveillance cameras were all over the place and it was just a broken tail light and some minor scratches so police just told me to claim it on my insurance and forget about it.
It's good to hear that they at least found the car. Yeah, the owner having reported it stolen will hamper getting somebody else's insurance to cover it unless some surveillance footage or witnesses happen to show up. Good luck in getting things fixed. Update on how things progress.
I was thinking about that as a possibility too, but i doubt cops gonna dig deeper...According to a family member who is a cop, this is petty common. When someone hits something while they are drunk, they go home snd immediately report the car as stolen. This absolves themselves of responsibility. Not saying that’s the case here, but after the first post, I assumed the culprit would be a “stolen” vehicle.
Looks like the name "Alki" is quite appropriate for an area frequented by so many drunks.Since you're not attempting to be anonymous or hide your identity as you left your plate visible, can I ask if this is on Harbor Avenue maybe just before it turns into Alki? It kind of looks like that setting from your images.
It caught my attention as some friends of ours used to live in an apartment further down on Alki and had their vehicle hit while parked on the street a year or two ago. They were on the waiting list to have enclosed parking. They never caught the culprit as there was no evidence left at the scene like you had but there was a lot of damage done to their newer SUV.
I'd be too scared to park anything but a junker on that street because of all the drunks and high drivers cruising that area.
It reminds me of one time decades ago that I had a parked vehicle hit. I came back to the car and found a note on the windshield. It was one of those proverbial "People watching might think that I'm leaving my address and phone number on this piece of paper because I hit your car but they are wrong." This was before surveillance cameras were all over the place and it was just a broken tail light and some minor scratches so police just told me to claim it on my insurance and forget about it.
It's good to hear that they at least found the car. Yeah, the owner having reported it stolen will hamper getting somebody else's insurance to cover it unless some surveillance footage or witnesses happen to show up. Good luck in getting things fixed. Update on how things progress.
it took you 1.5 years to come up with that little gem. Gotta be quicker than that man, specially round these here parts.Looks like the name "Alki" is quite appropriate for an area frequented by so many drunks.