I’ve been in mine for 1.5years, took a pretty good shot to the windshield about 2weeks after I got it, but no damage somehow. Still no chips or cracks 18months in.
Looks like a bulls eye. Can be fixed/filled in as the picture does not show any cracks radiating. Even if there are cracks, if fixed in time will not expand the crack if they are small enough. Some imperfection will show though. And the damage does not seem to be in a position where it will impact your view.
I ended up going through GEICO. It cost me $90 to fix it from a place in my town that fixes these chips and I sent the claim to GEICO and they reimbursed me $60 back