Rock Sponsor (Level 1)
My fear was that insurance wouldn't cover it because we didn't have it in our possession while the damage occurred. They didn't care. They just took care of it.You can put anything in a contract, does not mean it can hold up legally.
usually the best way to handle it is to tell your insurance, they have legal and will figure out if its worth fighting or paying. it boils down to cash in end
Our glass policy is $7 per month and a $50 dollar deductible. Like you said... we let the insurance people deal with it this go round.
Thanks to all for the advice.