srs148
Well-Known Member
- First Name
- Steve
- Joined
- Jun 29, 2020
- Threads
- 3
- Messages
- 78
- Reaction score
- 60
- Location
- Philly Area
- Vehicle(s)
- 2021 Billet JLUR, 2014 Jeep GC Summit
- Thread starter
- #1
First - a word about my vehicle delivery experience - I took delivery of my JLUR yesterday afternoon at Criswell. I have to say that they are awesome and I highly recommend them. My sales rep Leon was probably the most organized and knowledgeable about Jeeps guy I've ever met. And it's quick and efficient without being pushy or rude whatsoever. Even called last night to make sure I made it home safe and ask if I had any questions now that I'd driven the JL a few hours. He's awesome and I plan to use him again to replace my 2014 GC Summit when the Grand Cherokee (finally) get's it's long-overdue redesign.
About the financing - in the state of MD, banks aren't allowed to levy an early pay-off penalty, so my lender won't charge me if I refi the loan. However, my finance guy said I have to wait 6-months before I refi the loan in order to retain my 2% discount for having used their financing. But there's nothing in my sale documentation that calls out any kind of 2% clawback should I refi before six months time. And besides that, how would they do it? They can't charge my credit card for something I haven't signed off agreeing to.
So how would the dealership pull back the 2% discount from the total sale price if I refi'd the loan next week?
About the financing - in the state of MD, banks aren't allowed to levy an early pay-off penalty, so my lender won't charge me if I refi the loan. However, my finance guy said I have to wait 6-months before I refi the loan in order to retain my 2% discount for having used their financing. But there's nothing in my sale documentation that calls out any kind of 2% clawback should I refi before six months time. And besides that, how would they do it? They can't charge my credit card for something I haven't signed off agreeing to.
So how would the dealership pull back the 2% discount from the total sale price if I refi'd the loan next week?
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