I was recently involved in an accident in my JL that was not my fault. The other driver's insurance has estimated $2,300 damage to my JLUR. Predominantly, the only damage I have is the front bumper, grill and scratches on the fenders. I still owe on my JL so they want to write a check to the repair shop directly or to me and the repair shop. Long winded question is that I would like to use as much of these funds as possible to upgrade if possible. What are my options? Thanks!