If you like straight deals, skip the financing and you still get 5% under invoice, no hassles.
The GC is still my favorite vehicle. I'm on my third and I've had this one for 6 years ('14 Summit). I'll hit you up when I put the order in for my '22 Summit!
I had a fantastic experience and got about 12% under MSRP (7% under invoice). No dealer in my area would come even close to this. Plus, I did everything over the phone or by email and didn't step one foot on the lot until pickup day. On pickup day, my car was detailed and waiting for me out...
You do need to have someone who served in some branch of the military in your family though they did not validate what I told them about my dad being enlisted in the Marines (which he was).
My loan is simple interest, itās not front-loaded like a mortgage.
Look in the fine print of your agreement of sale where it stipulates you must wait 6 months to refi or you'll have to pay the 2% back. I searched my paperwork and could not find anything to that effect.
Wow, Courtesy wouldnāt work with me when I reached out - not even close. At a $500 difference I would have probably gone with them but I donāt have regrets despite that.
Add to the list of not serious about doing deals in the Philly area -
- DiAmbrosio in Downingtown and Courtesy (same owner) - don't care to discount more than maybe $1k off MSRP
- Country in Oxford, PA
- Brandywine in Wilmington, DE (Prices Corner area)
- Newark in Newark, DE
@DJ Jay - Like...
The ādonāt refi for 6-monthsā wasnāt stipulated anywhere, nor disclosed upfront. What was literally (and I mean literally) whispered by the finance manager with a wink as I signed the paperwork was āyou can refi after six months, just donāt tell anyone I told you soā. It wasnāt even a, please...
+1 for Leon. I just picked up my JLUR from Leon at Criswell this past Friday. Excellent transaction and Leon is hands-down the best sales rep I've ever dealt with in my life. He is extremely knowledgable about the vehicle and the entire order / purchase process and, as a former military man...
Yes, I asked multiple times for a better rate or different lender and was stonewalled. I was told US Bank was the most competitive of any of the lenders they had relationships with (a lie), so I figured it wasn't worth continuing to waste my breath for a .5% difference in rate because it was...
That's the thing - the Chrysler rate is probably cheapest of any rates they have available, so they don't use Chrysler. They use lenders who provide a kickback like US Bank, Chase, Wells, Capital One. I got US Bank, but I think someone else here on the forums got Chase recently. My rate was...
4.49% - same rate for 48 or 60 months. Navyfed is running 2.19% on the same loan terms. My credit qualifies me for top-tier rates, so it's not a credit worthiness issue.
A few things at play that ease any guilt I may have had of holding the loan until it seasons enough for Criswell to receive their kickback -
1/ they offered 8% off invoice until several months back and lowered it to 7%
2/ they raised their fee from ~$300 to $500 as of July 1 of this year
3/ I...
I looked over my contract and didn't see anything. And the finance guy himself said that MD doesn't allow early payoff penalties, so we know nothing would come from the lenders. I'll likely move forward as soon as I receive the first statement / welcome from US Bank and will report back here...
I read through my loan and sale docs carefully as soon as I got home, so figured I was in the clear, but wanted to be sure I hadn't missed something that someone else may have seen in the docs.
Gentlemen's agreement... that's funny. I didn't push the subject during the signing process as I...
It depends on the state bank regulation and the lender. I purchased my car in the state of Maryland which apparently does not allow lenders to levy an early payoff penalty, so my lender doesn't have one. That's why I was concerned about the dealer's ability to get their discount back (though I...
The deal with Criswell is that you have to use their financing or you lose 2% of your discount off of invoice. Since there were no compelling enough offers from Chrysler Capital at this time on 2021s that would compete with that 2% discount, I went with their financing at 4.49% knowing that I'd...