I had the recall done and my Jeep rides and feels way better with the new factory clutch. I wouldn't go after market as there were some complaining about noises.
I would bring it in to the dealership. If it was one cylinder misfiring I would say it's a coil or plug but all three make me believe it's not an easy fix. How many miles on the Jeep?
I used this on my fenders, bumpers and side mirrors. It's lasted two years and the black hasn't faded. When you apply it make sure everything is completely dry and don't overlap the product.
In Nj you have to shop around. State Farm was cheap at one point but has steadily inclined every year. Now I have Progressive and for 2 vehicles I was paying 850.00 every six months.