NA would be more reliable but Supercharger would have more HP and torque so they are both good but i would prefer NA due to reliability and look for tuning to increase HP and torque and maybe swap the 7 speed manual from a Corvette or Porsche into the Jeep if you want more fun.
I would never lease anything I would buy with cash or a loan or at least buy a used one. The fees for excess millage would be bad for me as i drive like 30k miles a year and the monthly payment with a 30k mile a year lease would be almost the same as buying one with a loan
Cant you get a replacement through your car insurance and i would not buy any coverage from a dealership as they tend to be more expensive then if you buy it from another company and dealers get a commission from the coverage plan
I would buy a Rubicon because it is offered in a 2 door model however my new JL is not a Rubicon but a Sport S because I do not go offroading but it is a 2 door because a Jeep is not a Jeep with 4 doors