Gellie
Well-Known Member
To each his own. My philosophy is that when we are in a low interest rate environment(like for the last 10yrs) I'l rather stay as liquid as possible to take advantage of investment opportunities that may arise. If I can borrow at 2.99%, I can easily beat that on my investments.Yes a little high...who cares literally a few bucks difference not going to make or break me.
Putting money down is a GOOD idea. Either way your going to lose money on a new vehicle.
I'd rather loose it up front and be in a good financial position than loose it on the back end and be in a poor financial situation
(i.e. high monthly obligation/upside down on a loan).
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